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10-Sep-2017 17:27

"Type D" neighborhoods were outlined in red and were considered the most risky for mortgage support.These neighborhoods tended to be the older districts in the center of cities; often they were also black neighborhoods.But, recent research has indicated that the HOLC did not redline in its own lending activities and that the racist language reflected the bias of the private sector and experts hired to conduct the appraisals. Private organizations created maps designed to meet the requirements of the Federal Housing Administration's underwriting manual.

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NPA began to work on reinvestment in areas that had been neglected.

For many years, urban community organizations had battled neighborhood decay by attacking blockbusting, forcing landlords to maintain properties, and requiring cities to board up and tear down abandoned properties.

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